Storm and water damage — we work with your carrier.

How we handle claims

1. We inspect the damaged equipment and document with photos and readings.
2. You (or we) contact your carrier and open a claim.
3. We provide the adjuster with our scope, pricing, and supporting documentation.
4. Once approved, we schedule and complete the work.
5. We bill according to the approved scope. You pay your deductible directly to us.

What insurance usually covers

• Lightning strikes and resulting equipment damage
• Power surges from utility events
• Flood or storm damage to outdoor units
• Falling-tree damage to lineset or condenser
• Frozen coils from prolonged power outage in winter

What insurance usually doesn't cover: normal wear-out, refrigerant leaks not caused by an event, and neglected maintenance.